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Mortgage Rates
Rates based on a conforming conventional rate-term mortgage with 20% cash down payment. APR rate(s) are based on a $100,000 loan balance - i.e. a typical borrower request for a $100,000 loan would have a minimumm monthly P&I payment based on the term and loan type selected; in addition, borrowers will be required to pay monthly escrow payments for the payment of property taxes and hazard insurance, which would increase the minimum monthly P&I payment. Borrower would be responsible for paying standard closing costs; amounts will differ due to individual circumstances. The term "closing costs" does not include property or flood insurance premiums, as applicable. Property insurance will be required at customer's expense before closing. Special loan programs and/or circumstances may change the above disclosed fees and rates. All terms subject to income, program qualifications, and final credit and collateral approval. This is not an offer to lend. Any such offer may only be pursuant to Minn. Sts. 47.206, sub 3&4.
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Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 3.250% 0.00% 3.447% $0.00
20 Yr Fixed (Conforming) 3.125% 0.00% 3.362% $0.00
15 Year Fixed (Conforming) 2.875% 0.00% 3.335% $0.00
10 Year Fixed (Conforming) 2.875% 0.00% 3.484% $0.00
Rates are subject to change without notice.
Rates last updated on 02/26/2020.

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Granite Community Bank NMLS #412732
202 2nd Ave So, P.O. Box 416, Cold Spring, MN  56320
Direct:  (320) 685-8611
Toll Free:  (800) 685-4004
Fax:  (320) 685-5265
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